Case Study Debt Consolidation

319 Dead Leads Turned Into £49,000 of Sales

A List Full of Leads Dialed to Death

Most debt consolidation firms have the same thing sitting in their CRM: a list of leads their team already worked, already called, and eventually stopped chasing.

The calls went out. Nobody picked up. The leads got marked dead and the budget went on buying new ones.

But those leads were not bad. People in financial difficulty are conditioned to ignore unknown numbers. They associate unsolicited calls with debt collectors, bailiffs, and bad news. When an unfamiliar number rings, they let it go to voicemail every time. The follow-up method was the problem. Not the list.

For a firm spending heavily on paid ads, that quiet write-off runs to tens of thousands a month. Already paid for. Already worked. Just sitting there going cold.


SMS Instead of Another Call

A Database Reactivation Bot contacts those written-off leads over SMS instead of calling them again.

The first message is short and personal. It references why the lead originally came in, which is enough to trigger recognition and get a reply from someone who has been ignoring calls for days. No pitch, no pressure, no unknown number ringing at the wrong moment.

Opening SMS exchange between the reactivation bot and a prospect

Once they respond, the conversation qualifies them naturally, question by question. It builds a picture of their situation before anyone from the firm gets involved. When they are ready, it moves straight to booking a call into the diary.

Booking exchange where the prospect gives a time and the bot confirms the appointment

The whole thing runs whenever the prospect is free. People in financial difficulty are often only comfortable discussing their situation late in the evening, away from family or colleagues. The bot is running then. The advisers just show up to the calls already booked.


319 Leads. All Written Off. All Worked Again.

319 leads fed into the system. All of them already dialled. All of them written off.

120 Replied to first message
87 Qualified through conversation
75 Booked a call
14 Closed into cases
Pipeline dashboard showing lead stages across the reactivation campaign
38% Responded
27% Qualified
24% Booked
Each accepted case generated between £3,000 and £4,000 in referral fees. No extra ad spend. No new advisers. No additional calls from the existing team. £49,000

A Debt Consolidation Firm Writing Off Half Its Leads Every Month

Mark runs a debt consolidation firm. His team generates leads through Facebook and Google, works them hard for the first 48 to 72 hours, and moves on when nobody picks up. He had made peace with writing off roughly half his leads every month.

The problem was not the quality of the leads. People enquiring about debt help are genuinely interested. They are just reluctant to answer calls from numbers they do not recognise, particularly when their financial situation is something they are not ready to discuss out loud.

Mark loaded a batch of those written-off contacts into the reactivation system. The bot reached out over SMS, referenced their original enquiry, and opened up conversations with people his team had already given up on. Three weeks later, 14 of those contacts had become accepted cases.

"These were people I'd written off completely. They weren't ignoring us because they weren't interested, they just weren't ready to pick up the phone. Reaching them over text was the difference."

Mark, Managing Director
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